Selecting a payment gateway is one of the most important decisions you’ll make as a store owner. The right choice can boost conversions, while the wrong one can cost you sales.
Stripe vs PayPal vs Square
Each gateway has its strengths. Stripe offers the most developer-friendly API and supports 135+ currencies. PayPal has the highest brand recognition. Square excels at combining online and in-person sales.
Transaction Fees Compared
Most gateways charge between 2.4% and 2.9% plus a fixed fee per transaction. But the real cost difference comes from chargebacks, currency conversion, and monthly fees.
We recommend starting with Stripe for most new stores, adding PayPal as a secondary option for customers who prefer it.
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